BLOCKBUSTER BOOK on Florida Foreclosure: David Dayen’s Chain of Title

So much of the wreckage from the last financial and foreclosure crisis has been mopped up and like an alcoholic or drug abuser that can’t quit the addition, the criminals that run the financial world have engineered another massive bubble that’s expanding and ready to pop all over again. It’s not that “they” don’t care, […]

Avoiding the Rush To Bankruptcy Court- Nye Lavalle

The following is an article from Nye Lavalle.   Because I share many of the thoughts expressed, I also wanted to share the article with you. ( I especially like the Ronald Reagan quote at the end….one of my favorites.) I refer my clients to one bankruptcy attorney (Jessie Berkowitz) although to be honest, there have been […]

MAX GARDNER = THE MOST VALUABLE EDUCATION A LAWYER CAN EVER GET..

I have been slogging out in this fight for years….literally tens of thousands of hours practicing law and countless thousands just focusing intensely on trying to unlock all the complexities that are part of nearly every foreclosure case.   It’s so often totally overwhelming trying to organize all the mess and trying to make sense […]

An Important Message From “General” O. Max Gardner- Equal Justice Under The Law

If April Charney is the Godmother of foreclosure defense, then Max Gardner is certainly, well…The General.   There is most assuredly a war being waged upon each and every one of us. Every attorney and every homeowner and every activist that dares to stand up is fighting a much larger battle….a battle to protect our courts, our county, our way […]

Jesus Christ- The Original Occupied Protester.

Forget what you know about Christianity from Sunday school and church.   If you’re not down with the whole Jesus as religion thing, don’t worry, I ain’t preaching here.   What I want you to recognize, all of us, is that despite what churches and religion have done to this guy named Jesus over the […]

Loan Modification in Florida 2026: What Banks Won’t Tell You

Loan modification is one of the most misunderstood and mismanaged processes in the entire mortgage industry. Florida homeowners are told by their servicers that modification is available, that it is easy to apply for, and that it will solve their problem. The reality is often very different — and understanding that reality before you start […]

Amerika, Land of Invisible Victims

America, land of millions of invisible victims Earlier today, I tuned in to watch the Florida House of Representative Judiciary Committee pass over changes to Florida’s foreclosure laws.   I was going to write, ” watch the Florida House debate changes” but there really was no debate at all, this was more like a frat party initiation. […]

Florida Debt Collection Consumer Protection Laws

Florida debt collection consumer protection laws exist to protect you, the consumer, from crooked debt collection practices. The problem is, however, that they can only protect you if you are familiar with them yourself. We’ve talked before about the federal Fair Debt Collection Practices Act before including what it means to you as a consumer, but the […]