Mortgage Securitization Audits….THEY ARE A CRIME!

Let me be clear about   this one more time. MORTGAGE LOAN SECURITIZATION AUDITS ARE A CRIME! VIOLATIONS.””A person who violates any provision of this section commits an unfair and deceptive trade practice as defined in part II of this chapter. Violators are subject to the penalties and remedies provided in part II of this […]

Demand Accurate Accounting on your Mortgage Loan NOW!

Federal law requires mortgage lenders to provide true and accurate details about the loans they seek to enforce. If you are a borrower, you should request, on a regular basis, that your lender provide accurate accounting on the details of your mortgage loan which is required under federal law. If they are overcharging you or […]

Foreclosure REVERSED! Cruz v. JPMorgan Chase

The number of entities through which the note and mortgage traveled complicates the facts. The bottom line, however, is JPMorgan Chase Bank, National Association’s (“JPMorgan”) failure to prove standing requires a reversal of the final judgment of foreclosure. The borrower executed a mortgage and note in favor of Washington Mutual Bank F.A. (“WAMU”). On March […]